Blown Mortgage

The Pennsylvania Housing Finance Agency offers conventional and government loan programs for homebuyers. The programs have competitive interest rates and low fees. In order to obtain a PHFA Keystone home loan program, you must visit a PHFA-approved lender. Get Matched with a Lender, Click Here. Eligibility for the Keystone Loan Programs You may be eligible […]

The home sale price of various homes can give you a lot of information. Whether you are in the market to buy in the area or you want to know the value in your current area, finding out home sales prices can be a valuable resource. Looking for Current Mortgage Interest Rates? Click Here. Luckily, […]

You want to get out of debt, including your mortgage, so you think it may be a good idea to use your 401K savings. While we are all for consumers getting out of debt, the one time we wouldn’t recommend that you pay off your mortgage is if you have to use your retirement funds […]

At some point in your homeownership you will likely need to know your property lines. Whether you have a beef with your neighbor and you want to prove a point or you just want to know where a safe place is to build a shed or place a fence, you’ll need the official property lines. […]

Each time you apply for new credit, the creditor puts an inquiry on your credit report. You might not think it’s a big deal, but it does affect your credit score. If you have too many inquiries, it could seriously damage your credit score. Looking for Current Mortgage Interest Rates? Click Here. So how long […]

You decided you are ready to get in on real estate investing. You have friends that are making money hand over fist and you want in on it too. The problem is that you don’t have any liquid assets; everything is tied up in your home. Can you tap into that equity to buy a […]

A home equity loan gives you access to the equity you have in your own. Your equity is the difference between your outstanding mortgage balance and the value of your home. If you’ve paid down a good portion of your mortgage balance and/or your home appreciated, you may have a significant amount of equity in […]

When you take out financing to buy a home, it’s a purchase money mortgage. The bank provides you with some (or all in some cases) of the money to buy a home. If you are making a down payment, you combine the proceeds of the purchase money mortgage with your down payment to pay the […]

When you buy a home with a mortgage, you have several factors that go into that payment. You’ll obviously pay the principal and interest on the loan. But, you may also see charges for real estate taxes and homeowner’s insurance. Many loan programs require that you set up an escrow to pay for these charges. […]

Second mortgage lenders have a distinct disadvantage in the face of default. If you don’t make your second mortgage payments, the second lienholder must wait to see how much money the first lienholder gets before the second lienholder receives anything. Get Matched with a Lender, Click Here. Typically, the second mortgage lender walks away with […]