Buying a house doesn’t mean you have to be represented by a real estate agent. Some people just prefer to handle things on their own. Even though a real estate agent may have access to listings sooner or can handle your offer for you, it’s still doable on your own.Before you set out to bid on … Continue about How to Make an Offer on a House without an Agent
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Buying a Home
How to Make an Offer on a House without an Agent
Buying a house doesn’t mean you have to be represented by a real estate agent. Some people just prefer to handle things on their own. Even though a real estate agent may have access to listings sooner … Continue about How to Make an Offer on a House without an Agent
When is the Best Time of Year to Buy a House?
After you save up enough money to buy a house, it’s easy to rush out and start looking. But don’t be so hasty. Choosing the right timing can help you get the best deal on a home. Since this is … Continue about When is the Best Time of Year to Buy a House?
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How to Make an Offer on a House without an Agent
Buying a house doesn’t mean you have to be represented by a real estate agent. Some people just prefer to handle things on their own. Even though a real estate agent may have access to listings sooner or can handle your offer for you, it’s still doable on your own. Before you set out to […]
What is the Fannie Mae HomeStyle Loan?
Fixing up your home or a home you want to buy can be expensive. What happens if you don’t have the cash lying around to do it? Are you stuck with a home equity loan or expensive personal loan? Fortunately, Fannie Mae, the guarantor of conventional loans, offers a rehab loan. The Fannie Mae HomeStyle […]
Is it Possible to Get a Jumbo Mortgage With a 5% Down Payment
Loans higher than the conforming loan amount of $484,350 are considered jumbo loans. These loans typically sit on a lender’s own books and lenders have their own guidelines for them. Among those guidelines are high down payment requirements. Today, however, many lenders allow down payments as low as 5% even on a jumbo loan. Get […]
Can you Deduct Home Improvement Loans on Your Taxes?
The Tax Cut and Jobs Act changed the way taxpayers take deductions. What used to be a common deduction became obsolete. Many of these changes had to do with the mortgage industry. Suddenly it wasn’t a given that you could deduct your mortgage interest. So where does that leave home improvement loans? Are you able […]
How to Obtain an FHA Cash Out Refinance
If you have an FHA loan and are in need of money, you may be eligible for an FHA cash out refinance. This loan enables you to take cash out of the equity of your home. This means that you will have a mortgage with a higher loan-to-value ratio and higher payment, but you will […]
When is the Best Time of Year to Buy a House?
After you save up enough money to buy a house, it’s easy to rush out and start looking. But don’t be so hasty. Choosing the right timing can help you get the best deal on a home. Since this is probably one of the largest investments you’ll make in your lifetime, it’s worth knowing the […]
What is the First-Time Homebuyer Credit?
After the housing crisis, the Obama Administration offered a first-time homebuyer credit, which helped first-time homebuyers afford a home. Unfortunately, the credit stopped in 2010, but there are other mortgage assistance programs that help make homeownership more affordable. Get Matched with a Lender, Click Here. What Was the First Time Homebuyer Credit? The first-time homebuyer […]
Are Zillow Home Estimates Accurate?
The internet provides a wealth of information for home sellers and buyers today, including what Zillow calls ‘Zestimates’ or estimated home values. Are Zillow home estimates accurate? Should you rely on them when bidding on a home or pricing your home to sell? Get Matched with a Lender, Click Here. Keep reading to learn about […]
The Top Ways to Get Underwriters to Approve Your Bank Statements
Your bank statements play an important role in getting a mortgage. Whether you need to prove that you have the funds to close on the loan or you need to prove that you have reserves on hand, your bank statements are an important part of the underwriting process. Compare Offers from Several Mortgage Lenders. So […]
Can You Get a Cash-Out Refinance With Bad Credit?
You needed ‘good’ credit when you applied for your mortgage to buy your house, now you want to tap into its equity. Do you still need good credit? Looking for Current Mortgage Interest Rates? Click Here. The answer is ‘yes.’ Lenders want a ‘good’ credit score in order to ensure that you’ll make your payments […]