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How is Conditional Approval Different From Pre-approval?

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Getting pre-approved before you shop for a home is the best thing you can do to boost your chances of winning the bid. Would a conditional approval be better, though? They sound the same, but are they? Compare Offers from Several Mortgage Lenders. Realistically, a conditional approval and a pre-approval are different. They have the same basis, but the conditional approval is … [Read more...] about How is Conditional Approval Different From Pre-approval?

Can You Buy a House with Bad Credit?

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If you have bad credit, it doesn’t have to keep you from buying a home. Many lenders offer programs for people just like you. With the following steps, you can make the American Dream of owning a home part of your reality. Get Matched with a Lender, Click Here. Increase Your Credit Score The first step is obvious. You should try to increase your credit score as much as you … [Read more...] about Can You Buy a House with Bad Credit?

Property Assessed Clean Energy Programs

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Are you considering making energy improvements to your home? You aren’t alone. As a matter of fact, there is a government program that helps you do just that. It’s called the PACE or Property Assessed Clean Energy program. Get Matched with a Lender, Click Here. The program provides borrowers with the money to make clean energy changes to their home. Homeowners then pay the … [Read more...] about Property Assessed Clean Energy Programs

What do Lenders Look at on Self-Employed Income?

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It’s a common myth that the self-employed cannot secure a mortgage. That’s not true today. Many lenders and/or mortgage programs make it easy for the self-employed to get a mortgage. Looking for Current Mortgage Interest Rates? Click Here. It all comes down to reliability and consistency. These are the same two factors lenders look at when you are self-employed. They need to … [Read more...] about What do Lenders Look at on Self-Employed Income?

What Affects the Market Value of Your Home?

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Buying a home requires a lot of patience and research. How do you know if the seller is asking a fair price for the home? Before you buy it, you should know what affects the market value of a home as well as how you can find out about how much the home may be worth. Looking for Current Mortgage Interest Rates? Click Here. The Most Recent Sales The most recent sales in the area … [Read more...] about What Affects the Market Value of Your Home?