Main navigation

Blown Mortgage

First Time Home Buyer Programs | Home Loans | Refinance

Blog

Can You Buy a House Without a Social Security Number

by


Deprecated: wp_make_content_images_responsive is deprecated since version 5.5.0! Use wp_filter_content_tags() instead. in /nas/content/live/blownmortgage/wp-includes/functions.php on line 4861

Are you looking to buy a home in the United States, but you don’t have a social security number? It may be easier than you think to settle here in the U.S. Rather than a social security number, you will need an ITIN, Individual Taxpayer Identification Number. If you have an ITIN and you have the qualifications we discuss below, you could be well on your way to an approval for … [Read more...] about Can You Buy a House Without a Social Security Number

Is it Possible to get a Mortgage on Bank Statements Alone?

by

Do you have irregular income or maybe you don’t work at all, but you know that you could afford a mortgage? You probably won’t be able to qualify for a traditional mortgage if you don’t have W-2s or tax returns for a lender to confirm your income, but you may be able to get away by just using your bank statements. Looking for Current Mortgage Interest Rates? Click Here. While … [Read more...] about Is it Possible to get a Mortgage on Bank Statements Alone?

What is the Freddie Mac First Look program?

by

When Freddie Mac takes possession of a home that foreclosed, they put it in their HomeSteps program. This sales unit, operated by Freddie Mac, markets and sells the home for Freddie Mac. Before the home is available to the general public, though, Freddie Mac offers the First Look Initiative. This program allows owner-occupied borrowers to have the first chance to buy the … [Read more...] about What is the Freddie Mac First Look program?

How Credit Disputes Affect Mortgage Process

by

It’s your right to dispute something that isn’t accurate on your credit report, but what happens when you apply for a mortgage. Will you be able to get the mortgage? Compare Offers from Several Mortgage Lenders. Unfortunately, credit disputes are red flags to lenders. A disputed account could mean that you’ll have more liabilities than report on the credit report at the time … [Read more...] about How Credit Disputes Affect Mortgage Process

What’s the Lowest Credit Score Allowed on an FHA Loan?

by

The FHA loan makes it easy for borrowers to secure funding even if they don’t have perfect credit. Unlike the conventional loan program, which requires at least a credit score of 680, you can get an FHA loan with a much lower credit score. Just how low can your credit score get for you to qualify? Looking for Current Mortgage Interest Rates? Click Here. The Minimum FHA Credit … [Read more...] about What’s the Lowest Credit Score Allowed on an FHA Loan?