Identity theft continues to be a real problem in the United States. With the increasing popularity of digital lives, we have to be more cognizant than ever to find a way to prevent our identities from being stolen.Compare Offers from Several Mortgage Lenders.The best way to protect yourself is to understand what identity theft is and recognize the ways that thieves take … [Read more...] about How to Protect Yourself from Identity Theft
If there’s one area of your home that you probably don’t think about when considering the value, it’s the garage. Contrary to popular belief, though, this room may add significant value to your home. Obviously, the condition of the garage and the location of your home will play a role, but in general, your garage should offer some type of value.Compare Offers from Several … [Read more...] about How Much Value Does a Garage Add to a Home?
Shopping for a mortgage is not a one-size-fits-all approach. Each borrower has their own requirements and terms that will fit their needs. While shopping with different lenders is recommended, it can also be time consuming and frustrating. Rather than doing the legwork yourself, you can use mortgage comparison sites to help you get the answers you need.Compare Offers from … [Read more...] about How Mortgage Comparison Sites Can Help Borrowers
You have equity in your home, but did you know you might not be able to touch it? Just because you own a part of the property, doesn’t mean you can get the cash. Lenders have specific requirements before they will let you tap into the equity. The strictest requirement is usually that you have at least 20% equity in the home. Lenders focus on this 20% requirement much more than … [Read more...] about How Does Seasoning Affect Your HELOC Eligibility?
Refinancing can give you a second chance to get a better interest rate on your mortgage or to help you tap into your home’s equity. But there are plenty of mistakes that you can make with this process. Before you refinance your mortgage, learn the top blunders that you should avoid.Looking for Current Mortgage Interest Rates? Click Here. Resetting Your Loan Term When you … [Read more...] about Don’t Make These Refinancing Mistakes