You waited long enough – interest rates are right where you want them so you are ready to refinance. Before you jump in head first, you should ask your lender the following important questions. Looking for Current Mortgage Interest Rates? Click Here. What is the APR? Don’t let yourself get so focused on the interest rate that you forget about the APR. The APR is the total … [Read more...] about The Top Questions to Ask Your Lender Before a Refinance
The type of real estate transaction you conduct determines when the funding takes place. In most cases, purchase closings fund right at the closing, unless you live in a dry closing state, then it may take a few days. Refinances fund three business days after the closing because you have a ‘three day right of rescission,’ this gives you time to change your mind and cancel the … [Read more...] about How Long Does Funding Take After Closing?
Homeownership is a part of the American Dream. Everyone wants to own one, but if you have a disability, it may be harder for you to achieve that dream. While you may be able to afford a home, finding a home that’s fit to handle your disability is a whole different topic – one which many people have trouble with. Looking for Current Mortgage Interest Rates? Click … [Read more...] about Getting a Fannie Mae Loan for Disabled Individuals
If there’s one thing most homebuyers have in common, it’s wanting to get the best deal on a home. Buying a for sale by owner or FSBO home is no exception. The difference is, though, that you are on your own. You don’t have the expertise of a real estate agent negotiating on your behalf. Looking for Current Mortgage Interest Rates? Click Here. Luckily, this doesn’t mean … [Read more...] about For Sale by Owner (FSBO): How to Get the Best Deal
When you shop for a mortgage, you have many places you can shop, such as mortgage lenders, savings & loan institutions and commercial banks. The name commercial banks may make you think that they don’t offer mortgages, but they do, along with a large variety of other services. Looking for Current Mortgage Interest Rates? Click Here. What is a Commercial Bank? You … [Read more...] about Do Commercial Banks Provide Mortgages?