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How to Make an Offer on a House without an Agent

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Buying a house doesn’t mean you have to be represented by a real estate agent. Some people just prefer to handle things on their own. Even though a real estate agent may have access to listings sooner or can handle your offer for you, it’s still doable on your own. Before you set out to bid on your dream home, though, know the steps of making a correct offer so that you don’t … [Read more...] about How to Make an Offer on a House without an Agent

How to Obtain an FHA Cash Out Refinance

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If you have an FHA loan and are in need of money, you may be eligible for an FHA cash out refinance. This loan enables you to take cash out of the equity of your home. This means that you will have a mortgage with a higher loan-to-value ratio and higher payment, but you will have more cash in your hand to do with as you see fit. Many people tap into their equity in order to … [Read more...] about How to Obtain an FHA Cash Out Refinance

When is the Best Time of Year to Buy a House?

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After you save up enough money to buy a house, it’s easy to rush out and start looking. But don’t be so hasty. Choosing the right timing can help you get the best deal on a home. Since this is probably one of the largest investments you’ll make in your lifetime, it’s worth knowing the right timing to save the most money. Get Matched with a Lender, Click Here. Buy When Other … [Read more...] about When is the Best Time of Year to Buy a House?

Will Refinancing Save you Money?

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You hear interest rates dropped so you immediately assume that you should refinance. What if it doesn’t make sense, though? It takes more than a lower interest rate for refinancing to make sense. Since getting a new mortgage costs money, you need to make sure it makes financial sense to refinance. Get Matched with a Lender, Click Here. Keep reading to learn how to tell if … [Read more...] about Will Refinancing Save you Money?

How Much will my Title Insurance Policy Cost?

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Buying a home means paying a whole slew of fees, especially if you secure mortgage financing. You’ll have the fees charged by the lender, of course. But, you’ll also pay third-party fees, including those charged by the title company. One fee you’ll see on your closing statement is the ‘title search fee.’ Get Matched with a Lender, Click Here. Keep reading to learn what this … [Read more...] about How Much will my Title Insurance Policy Cost?