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Buying a Home

Can You Buy a House Without a Social Security Number

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Are you looking to buy a home in the United States, but you don’t have a social security number? It may be easier than you think to settle here in the U.S. Rather than a social security number, you will need an ITIN, Individual Taxpayer Identification Number. If you have an ITIN and you have the qualifications we discuss below, you could be well on your way to an approval for … [Read more...] about Can You Buy a House Without a Social Security Number

What is the Freddie Mac First Look program?

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When Freddie Mac takes possession of a home that foreclosed, they put it in their HomeSteps program. This sales unit, operated by Freddie Mac, markets and sells the home for Freddie Mac. Before the home is available to the general public, though, Freddie Mac offers the First Look Initiative. This program allows owner-occupied borrowers to have the first chance to buy the … [Read more...] about What is the Freddie Mac First Look program?

How to Make an Offer on a House without an Agent

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Buying a house doesn’t mean you have to be represented by a real estate agent. Some people just prefer to handle things on their own. Even though a real estate agent may have access to listings sooner or can handle your offer for you, it’s still doable on your own. Before you set out to bid on your dream home, though, know the steps of making a correct offer so that you don’t … [Read more...] about How to Make an Offer on a House without an Agent

When is the Best Time of Year to Buy a House?

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After you save up enough money to buy a house, it’s easy to rush out and start looking. But don’t be so hasty. Choosing the right timing can help you get the best deal on a home. Since this is probably one of the largest investments you’ll make in your lifetime, it’s worth knowing the right timing to save the most money. Get Matched with a Lender, Click Here. Buy When Other … [Read more...] about When is the Best Time of Year to Buy a House?

What Do I Need to Know Before Signing a Home Purchase Contract?

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One of the largest steps in a home purchase is the sales contract. Signing this document legally binds you to the purchase. If you don’t read the fine print, you might agree to things you don’t like. Here we discuss what you should do before you sign a new purchase contract. Know Your Contingencies Buying a home means many different things must come together. For example, you … [Read more...] about What Do I Need to Know Before Signing a Home Purchase Contract?