Credit card debt can quickly overwhelm you. If this is you, don’t worry, you have options. Before you jump into a debt consolidation plan, know the pros and cons. No matter how many offers you receive for consolidation, do your research. They each have their pros and cons. Your situation determines which option works best for you.Consolidating your credit cards means … [Read more...] about What is the Best Way to Consolidate Credit Card Debt?
There is more than $1 trillion in student debt out there today. If you are in debt with student loans, you are not alone. That does not make affording them any easier, though. If you cannot make your minimum payments, you have options. One of them is to consolidate them so that you only have one big loan. You should consider some things before consolidating your student loans, … [Read more...] about Is it Smart to Consolidate Student Loans?
It is a hard truth that many Americans are in a “not-so-pleasant" financial situation. Most of them actually have more credit card debts than money in their emergency savings accounts. In a nation where you can have almost everything with just a swipe of a card, is it still possible to be debt-free?Financial advisers sulk over the fact that many individuals do not have … [Read more...] about It is Possible to be Debt-Free Quickly!
Mortgage rate myths seem to come and go. Rates are higher if there's a Democrat elected. Rates are higher if the American League wins the World Series, and so on. Will there be a mortgage rate reaction this next Wednesday morning?An article in today's Wall Street Journal provided a punch list of what business executives would expect if Obama or Romney were elected … [Read more...] about Rates Always HIgher After An Election. Or Is It Lower?
Recent ads on TV, radio and online promote a particular mortgage lender that offers to create a special mortgage with a payoff period designed specifically for you. That's actually a good thing. Most consumers think there are two mortgage terms, a 30 year mortgage and a 15 year mortgage. Yet in reality most any term can be created in a mortgage loan. The difference might be … [Read more...] about Your Mortgage. Um, YOURmortgage