Are you looking to buy a home in the United States, but you don’t have a social security number? It may be easier than you think to settle here in the U.S. Rather than a social security number, you will need an ITIN, Individual Taxpayer Identification Number. If you have an ITIN and you have the qualifications we discuss below, you could be well on your way to an approval for … [Read more...] about Can You Buy a House Without a Social Security Number
Consumer Mortgage Tips
When Will Your New Mortgage Show on Your Credit Report?
If you have a new mortgage, you are probably anxious for it to show up on your credit report. Housing debt can have a positive impact on your credit score, especially as you start making payments on time. Many lenders look at your housing debt as an indication of your level of financial responsibility.Get Matched with a Lender, Click Here.Unfortunately, your new … [Read more...] about When Will Your New Mortgage Show on Your Credit Report?
The Top Ways to Avoid Mortgage Lender Runaround
Once you secure your mortgage, your relationship with your lender is far from over. In fact, it’s just starting. This is why it’s important to choose a lender that you trust and that you work well with because you could be dealing with them for another 30 years.Compare Offers from Several Mortgage Lenders.What happens if your mortgage lender gives you the runaround? It … [Read more...] about The Top Ways to Avoid Mortgage Lender Runaround
How to Pay Off Your 30-Year Mortgage Faster
You took out a 30-year loan because it seemed like a good idea at the time. You wanted to keep your monthly payments as small as possible. That’s what many new homeowners do, especially if they’ve never had a mortgage before.Get Matched with a Lender, Click Here.Now that you are established in the home and have a grasp on your financial future, you want to know how you … [Read more...] about How to Pay Off Your 30-Year Mortgage Faster
The Biggest Mistakes To Avoid with Home Equity Loans
Home equity loans are making a comeback as home values rise again. This time around, though, lenders have stricter requirements. You’ll find that you have to verify your income and assets much more thoroughly than in the past.Compare Offers from Several Mortgage Lenders.This doesn’t mean a HELOC is hard to come by, though. Before you jump on board, consider the … [Read more...] about The Biggest Mistakes To Avoid with Home Equity Loans