It’s your right to dispute something that isn’t accurate on your credit report, but what happens when you apply for a mortgage. Will you be able to get the mortgage?Compare Offers from Several Mortgage Lenders.Unfortunately, credit disputes are red flags to lenders. A disputed account could mean that you’ll have more liabilities than report on the credit report at the … [Read more...] about Can Credit Disputes Affect Your Mortgage Eligibility?
Did you know that you should check your credit report at least once a year? Did you also know that you can get a free copy of your credit report from each of the three credit bureaus? Technically, this means that you can get a copy of your credit report three times. You can do it all at once or you can request one report every few months to take a year-round peek at your … [Read more...] about How to Get a Free Copy of Your Credit Report
If you don’t pay your medical bills, they could become a collection on your credit report. This doesn’t happen instantly, but after 90 to 180 days of non-payment, medical providers are likely to sell your debt to a collection agency. Typically, this gets reported on your credit report as a collection, which could hurt your credit score and your chances of getting new credit … [Read more...] about How to Dispute Medical Bills on a Credit Report
Identity theft continues to be a real problem in the United States. With the increasing popularity of digital lives, we have to be more cognizant than ever to find a way to prevent our identities from being stolen.Compare Offers from Several Mortgage Lenders.The best way to protect yourself is to understand what identity theft is and recognize the ways that thieves take … [Read more...] about How to Protect Yourself from Identity Theft
Filing for bankruptcy can be freeing. It gets you out of the debt you felt stuck in, but it also damages your credit for a while. How you manage yourself following the BK will determine just how long you have to deal with the ‘bad credit.’ With a few simple steps, you can rebuild your credit and get funding from lenders without having to pay the price.Get Matched with a … [Read more...] about How To Rebuild Your Credit After Bankruptcy