Getting pre-approved before you shop for a home is the best thing you can do to boost your chances of winning the bid. Would a conditional approval be better, though? They sound the same, but are they? Compare Offers from Several Mortgage Lenders. Realistically, a conditional approval and a pre-approval are different. They have the same basis, but the conditional approval is … [Read more...] about How is Conditional Approval Different From Pre-approval?
If there’s one thing most homebuyers have in common, it’s wanting to get the best deal on a home. Buying a for sale by owner or FSBO home is no exception. The difference is, though, that you are on your own. You don’t have the expertise of a real estate agent negotiating on your behalf. Looking for Current Mortgage Interest Rates? Click Here. Luckily, this doesn’t mean … [Read more...] about For Sale by Owner (FSBO): How to Get the Best Deal
Did you know that you should check your credit report at least once a year? Did you also know that you can get a free copy of your credit report from each of the three credit bureaus? Technically, this means that you can get a copy of your credit report three times. You can do it all at once or you can request one report every few months to take a year-round peek at your … [Read more...] about How to Get a Free Copy of Your Credit Report
Are you ready to buy a home but aren’t sure how much loan you can obtain? If you want USDA financing, you can go through the pre-approval process. It’s quick and painless, plus it helps you save time when you actually do find a home. Looking for Current Mortgage Interest Rates? Click Here. Before we start, you should know that there’s a difference between the … [Read more...] about What You Must do to Get Pre-Approved for a USDA Loan