A loan can take anywhere from 4 to 6 weeks from start to finish. What if you need to close faster? There are ways to make it happen. Some of it lies on your shoulders. Other factors lie on third parties, including the seller, if you are buying a home. The seller controls when the appraisal is completed and the appraiser controls how long the report takes. Title work may also … [Read more...] about How to Ensure you Close Faster on your Home Loan
mortgage loan closing
You know your lender checks your credit when you apply for the mortgage. You probably think you are ‘in the clear’ once that report is pulled, right? You figure once the lender approves you for a loan, there’s no reason for them to look at your credit again. Compare Offers from Several Mortgage Lenders. Unfortunately, this is wrong. Many lenders do pull your credit one … [Read more...] about Do Lenders Check Credit Before Closing?
Closing on a loan can cost you several thousand dollars. Before you let that prevent you from buying a home or refinancing, learn which settlement statement items are tax deductible. This lowers the overall cost of closing on a loan, by lowering your tax liability at the end of the year. Compare Offers from Several Mortgage Lenders. Buyer Tax-Deductible Expenses As a … [Read more...] about What Settlement Statement Items are Tax Deductible?